Numbers & Email

Call: 609-567-1884 | Fax: 609-567-2028
[email protected]

Our Services

Individuals

You only have so much money, and if you could put more money away, you would. We help people stop unknowingly and unnecessarily giving away money.

Clark Associates Menu of Services

Wealth Accumulation

  • Asset Allocation Analysis
  • Non-Retirement Accounts
  • UTMA/UGMA’s

Legacy Planning

  • Beneficiary Analysis
  • Elder Care Planning
  • Estate Planning
  • Will and Trust Design

Insurance

  • Fixed and Variable Annuities
  • Equity Index Annuities
  • Life Insurance – Term or Whole Life
  • Disability Insurance
  • Long Term Care Insurance
  • Insurance Analysis

Retirement Planning

  • 401(k)’s
  • 403(b)’s
  • Defined Benefit Plans
  • Defined Contribution Plans
  • Pension Plan Option Analysis
  • Rollovers
  • Roth IRA’s
  • SEP’s
  • SIMPLE IRA’s
  • Social Security Analysis
  • Traditional IRA’s

College Planning  

  • 529 Plans
  • Coverdell IRA’s
  • FAFSA Assistance

Events you encounter where you might need advice?  We encourage you to call us any time you have a question about a situation.  In most cases there is no charge to our clients for these services:

  • Career or job change
  • Purchase or sale of home or rental property
  • Receipt of inheritance or monetary windfall
  • New business startup or sale of business
  • Giving or receiving a gift over $14,000
  • Starting retirement, Starting Social Security
  • Birth or adoption of a child
  • Change in marital status
  • Unexpected debt increase

 

Businesses

We know business owners have a lot to deal with everyday. Do you know where you are going and how to get there? The business is your baby, but sometime you need a pediatrician.

This is how we help you :

  • Critically listen to your business ideas and problems.
  • Advise businesses on how to make employees happy and increase profits.
  • Consult at your business and guide you through steps to success.
  • Continuity planning. Do you want your spouse in business with your partner?
  • Create and fund a plan to get out of your business on your own terms.
  • Insure your income in case of disability
  • Insure your business overhead expenses in case you are disabled
  • Design a cost effective retirement plan that benefits you and your employees
  • Create your own Collateral Capacity so you don’t always have to go to the bank or use credit cards.
  • Meet with employees on retirement issues

We specialize in helping you nail down the right message to deliver the right message to your own clients.

Other Advisors

Financial Advising is a wonderful career choice. You come to know more about another person than almost anyone in a client’s life. But caring is not enough. If you have been in the business for 6 months or 40 years and would like to take it to the next level we can help you.

New Advisors- You have a message you want to deliver. We’ll help you hone it. We’ll help you discover your “voice.” For a flat consultation fee we’ll give an evaluation of your initial presentation, or review presentation. We can also give you some perspective on how you office runs. We take discretion and privacy serious. We expect the advisor know the basics of how an IRA works, etc.

For the Seasoned Advisor- We can perform the above services as well as freshening what got you to your level of success. At this level, we spend more time listening to you than talking. You’ll walk us through your process then we’ll deconstruct it. This dialogue may take several sessions. At this level, you’ll need to have a life insurance license, series 6 or 7, and possibly a 66 or 65&63. If you do not know what these are see NEW ADVISOR services.

“You need to know why you have been chosen to this calling, and then work on how to do it.” – John Clark, CFP®

Disclosure

Advisory services offered through Investment Advisors, a division of ProEquities, Inc., a Registered Investment Advisor. Securities offered through ProEquities, Inc., a Registered Broker-Dealer, Member FINRA and SIPC).
Clark Associates Financial Planning, Inc. is independent from ProEquities, Inc.

DISCLOSURE: This site is only intended for clients and interested investors residing in states and countries in which Clark Associates Financial Planning, Inc. is qualified to conduct investment advisory services. Clark Associates Financial Planning, Inc. is located in Gibbsboro, NJ. Clark Associates Financial Planning, Inc. may only transact business in those states or countries in which it is registered, or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, Clark Associates Financial Planning, Inc.’s website is limited to the dissemination of general information pertaining to its investment advisory services. Please contact Clark Associates Financial Planning, Inc. at 609-567-1884 to find out if we may conduct advisory business in the state or country where you reside. Accordingly, Clark Associates Financial Planning, Inc. does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, through this website. Any subsequent, direct communication with a prospective client shall be conducted by a Clark Associates Financial Planning, Inc. representative who is either registered or qualifies for an exemption or exclusion from registration in the state or country where the prospective client resides. Note: We regret that we cannot respond to your comment via e-mail. For security reasons you should not provide your Social Security number or account number through this page. We are also unable to process address changes or account transactions sent via this page.

Please Note: The information being provided is a courtesy. When you link to any of these web sites provided herewith, you are leaving this site. Clark Associates and ProEquities make no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site. When you access one of these sites, you are leaving Clark Associates website and assume total responsibility and risk for your use of the sites to which you are linking.