Navigating Market Volatility Amid Trade Tensions and Tariffs

Dear Constant Investor,

I’m a financial planner, though I might not be yours. Still, in times like these, a grounded perspective can go a long way.

If you’ve been watching the markets lately, you’ve probably noticed the sharp swings. Volatility has returned in full force, driven largely by escalating trade tensions and the rollout of new tariffs. From commodities to tech stocks, we’re seeing quick reactions as investors try to make sense of what these changes could mean for the economy.

And while it may sound strange, I’ll admit I get a bit excited during times like this.

Not because I enjoy market turbulence, but because these are often the moments when long-term investors can stay focused, stay disciplined, and benefit from the emotional decisions made by others. Historically, during periods of fear driven selling, shares often move from those without guidance or a plan… to those who have one.

That doesn’t mean we cheer on volatility, but we understand it. We plan for it. And we know it can create opportunity for those who are prepared.

So, what’s really happening?

Trade disputes between major global players have intensified. New rounds of tariffs are being imposed on a wide range of goods, and markets are reacting sometimes dramatically to every headline, tweet, or policy shift. It’s not just about the tariffs themselves, but about what they might signal for supply chains, corporate earnings, and overall economic momentum.

For long-term investors, this kind of volatility can be uncomfortable. But it isn’t unusual. Market swings whether triggered by geopolitics, interest rates, pandemics, or trade policy are part of the investing experience. While each moment feels unique, the presence of uncertainty is a familiar companion in the markets.

This could be a smart time to revisit your financial plan. Ask yourself:

Does your current investment mix still reflect your goals and risk tolerance?

Is your plan designed to ride out temporary volatility without forcing emotional decisions?

Are you diversified in a way that might help cushion against certain sector specific risks?

In short, are you positioned to stay focused on the long term, even when the short term feels noisy?

If you’re not sure, that’s okay. Part of financial planning is adapting not reacting to change. Markets may continue to move in response to trade headlines and global developments. But with a thoughtful, flexible strategy, you may be better equipped to stay confident and clearheaded through it all.

As always, staying informed and staying calm can be your best tools during uncertain times.

The views stated in this letter are not necessarily the opinion of Cetera Advisor Networks LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Due to volatility within the markets mentioned, opinions are subject to change without notice. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Past performance does not guarantee future results.