It is human nature to move towards wants. We need to exercise, but we may want to do something else. We are a big proponent of automatic account deductions. If you can’t see it, you probably won’t spend it. This is a great way to save for a new appliance, car, or even retirement! Did you know that you can automatically set up an automatic deduction from your checking account to go into your investments?!? This will satisfy your need to put away money for both life’s wants and needs.